Join the Elite

The ultimate travel partner for jet-setters. Get the best FX rate¹, plus lifestyle concierge by TEN, 5GB global data, luxury hotel benefits, and car hire upgrades.

Elite card

Better rates than "fee free" cards

“Fee free” cards like Monzo, Chase and Starling, and even Revolut - have hidden costs in their rates.

The Pro rate is typically 0.5% better than “fee free” cards and over 3% better than high street banks¹.

Lifestyle managers
Exclusive to Elite

Your life, unlocked

Whether it’s planning an unforgettable holiday, securing a table at the hottest new restaurant, or jumping the queue for the most sought-after night in sport, theatre and music, our expert Lifestyle Managers are on call to take the hassle out of living well.

You’ll enjoy exclusive upgrades, one-of-a-kind benefits, and unrivalled access every time you travel, dine, and experience entertainment, anywhere in the world. This is a 360-degree lifestyle service like no other.

Service provided by TEN

Bars and restaurants

Book priority tables with Champagne on the house, worldwide

Get exclusive tickets

Never miss out on tickets with our special box office allocations

Hotels and accommodation

Upgrade your stay at five-star hotels and book market-leading airfares

As a regular traveler it has been well worth paying for the Mastercard World Elite level packed with travel and lifestyle manager benefits, matching Amex Platinum which costs 5X the annual fee and charges 2.99% on FX transactions.

Mike, Trustpilot

Step 1

Make your request

Call or WhatsApp Ten with your request – we'll get to work on it right away

Step 2

Get the confimation

Your request will be fulfilled with exclusive benefits and VIP upgrades

Step 3

Relax and enjoy

Every detail is covered for a seamless, stress-free experience

Luxury lifestyle perks for the Elite

More than just the best FX rate. Currensea Elite gets you access to the very best travel experiences².

Global mobile data
Global mobile data

5 x 1GB complimentary global eSIMs for mobile data abroad

Ten
Ten membership

Acces the best hotels, restaurants, shows, and events around the world.

Luxury car hire
AVIS & HERTZ MEMBERSHIP

Instant President's status for upgrades and discounts

Luxury Hotels & Resorts
LUXURY HOTELS & RESORTS

Complimentary daily breakfasts & up to $100 hotel amenities credit

HoteLux
HOTELUX MEMBERSHIP

Complimentary HoteLux Elite membership, worth up to £260

Booking.com
BOOKING.COM CREDIT

10% wallet credit when booking accommodation with Booking.com

LoungeKey
LOUNGEKEY MEMBERSHIP

Access airport lounges from just £24pp

Heathrow express
HEATHROW EXPRESS

12% discount on tickets for Heathrow Express

Global mobile data

5 x 1GB complimentary global eSIMs for mobile data abroad

Global mobile data
DETAILS
FlexiRoam

We’ve partnered up with eSim providers FlexiRoam to make sure our Currensea Elite cardholders can stay connected abroad with seamless browsing, calling and messaging, without needing to buy a physical sim card.

You’ll get 5GB of global mobile data to use annually. Your data is split into 5 individual 1GB eSIMs so you can use them at your convenience.

Ten membership

Acces the best hotels, restaurants, shows, and events around the world.

Ten
DETAILS
TEN
This is a 360-degree lifestyle service like no other. Whether it’s planning an unforgettable holiday, securing a table at the hottest new restaurant, or jumping the queue for sport, theatre and music, events, our expert Lifestyle Managers are on call to take the hassle out of living well.
AVIS & HERTZ MEMBERSHIP

Instant President's status for upgrades and discounts

Luxury car hire
DETAILS
avis app icon

Receive complimentary President’s Club membership—typically reserved for customers who spend over €2,000 annually—and enjoy exclusive benefits:

  • Up to 35% discount on all future bookings
  • Priority service and reservations
  • Guaranteed single upgrade at airports and rail stations
  • Single upgrades and double upgrades on weekends (subject to availability)
  • Coupon for a free weekend rental after three rentals
  • Free additional driver and guaranteed car with reservations at least 48 hours before pick-up
Hertz

Complimentary Hertz Gold Plus Rewards membership giving you exclusive President’s Circle benefits, including:

  • Skip the queues at Hertz counters and go straight to your car
  • Guaranteed one-car-class upgrade (up to a full-size car)
  • Earn more rewards points for free rental days and car class upgrades with every rental
  • Add an additional driver for free
  • Up to 10% off standard car rentals
  • Up to 15% off electric vehicles
LUXURY HOTELS & RESORTS

Complimentary daily breakfasts & up to $100 hotel amenities credit

Luxury Hotels & Resorts
DETAILS

With a selection of over 3,800 luxury hotels and resorts worldwide, including Jumeirah, Park Hyatt and Shangri-La. Currensea Elite opens doors to unmatched benefits and unforgettable experiences:

  • Complimentary daily breakfast for two
  • Exclusive hotel amenity credits worth up to $100 (USD)
  • Personalized welcome amenities at select properties.
  • Complimentary room upgrades*
  • Early check-in, and late check-out*
  • Mastercard Lowest Hotel Rate Guarantee

*Subject to availability

HOTELUX MEMBERSHIP

Complimentary HoteLux Elite membership, worth up to £260

HoteLux
DETAILS
HoteLux

Currensea Elite members receive complimentary access to HoteLux Elite, the exclusive private travel service that transforms any journey into a luxury experience. As a HoteLux Elite member, you’ll enjoy access to luxury hotel brands such as Marriott, Hyatt, Rosewood, Shangri-La, Four Seasons, and Japan’s traditional Ryokan inns.:

  • Complimentary breakfast
  • Up to $200 in hotel dining or spa credits
  • Complimentary room upgrades*
  • Early check-in, and late check-out*.

*Subject to availability

BOOKING.COM CREDIT

10% wallet credit when booking accommodation with Booking.com

Booking.com
DETAILS
booking.com

Booking via your Elite link in the Currensea app, you can receive up to 10% wallet credit when reserving accommodation via Booking.com

LOUNGEKEY MEMBERSHIP

Access airport lounges from just £24pp

LoungeKey
DETAILS

Start and end your holiday in style with discounted access to over 1100+ lounges in 400+ airports worldwide. Enjoy £24 per person entry for you and all your travel companions with your Currensea Elite travel debit card.

HEATHROW EXPRESS

12% discount on tickets for Heathrow Express

Heathrow express
DETAILS

Heathrow Express is the fastest and most convenient way to travel between Heathrow and central London. The service takes only 15 minutes from Heathrow Central Terminals 2 & 3, with an extra 6 minutes from Terminal 5. A free transfer is available from Terminal 4. With no traffic jams, taxi queues or stops to worry about, you can travel in ease.


Book online through Priceless.com to receive a 12% saving on Express and Business First tickets.

Valid until 31st December 2024.

Pro and Elite perks are provided by third parties. Subject to availability & supplier terms apply²

Free ATM Withdrawals


Withdraw up to £750 per calendar month from ATMs abroad with no FX fees applied by us. A 1% FX rate applies thereafter³.

Currensea app

Download the app to get started

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¹High street banks like Barclays, Lloyds, and HSBC add FX markups to overseas transactions, making the Currensea Realtime Rate significantly cheaper. Challenger banks like Monzo, Starling, and Chase rely on card scheme rates, which apply variable FX rates, making the Realtime Rate typically cheaper. Additionally, some cards, like Revolut, charge variable fees on weekends and bank holidays.

The Currensea Pro Rate provides Pro customers access to the interbank foreign exchange rate across 16 major currencies. There are no fees, spreads, markups, or hidden charges applied, ensuring rates superior to those offered by challenger banks, high street banks, travel debit cards, and bureaux de change. For currencies outside these 16, the Mastercard card scheme rate is applied with no spreads, markups, or hidden charges from Currensea. Additionally, there are no extra costs such as weekend fees, bank holiday fees, or dormancy fees. The only cost is your annual membership fee, payable upon renewal. For live exchange rates, visit our Rates Page. For details on how comparisons are made, please see here.

²Currensea Elite includes access to exclusive benefits such as car hire and hotel memberships, discounts, and upgrades. These offers are provided by third-party partners and are subject to their terms, conditions, and availability. Currensea is not responsible for maintaining or guaranteeing the availability of partner offers, which may be modified or withdrawn at any time.

³Currensea Pro entitles customers to £500 worth of fee free ATM withdrawals on the Currensea Pro Rate per calendar month. Any withdrawals that over £500 per calendar month will be charged at a 1% flat fee.

Download the app to get your card

1
Get the app

Currensea is a mobile app, so you must download the app.

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2
Link to your bank

Connect your Currensea card to your existing bank account.

3
Spend and save on FX fees

We debit your bank account when you spend, and will notify you of savings.