About Currensea

How it started

James and Craig were fed up with paying unnecessary bank fees every time they travelled.
The alternatives weren’t much better: prepaid cards, extra accounts, constant top-ups and too much friction.
There had to be a simpler way to spend abroad. So they built it.

How it started

James and Craig were fed up with paying unnecessary bank fees every time they travelled.
The alternatives weren’t much better: prepaid cards, extra accounts, constant top-ups and too much friction.

There had to be a simpler way to spend abroad.
So they built it.

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Currensea

Currensea launched in 2020 as the UK’s first direct debit travel card. It connects securely to your current account and lets you spend abroad in local currency without the sneaky high-street banks’ FX fees.
There’s no new bank account to open, and no prepaid balance to manage. Just travel money, made easy. 

2020
A new way to travel
After working with the FCA, Currensea officially launches as the UK’s first direct debit travel card.
2021
Purpose from the start
We partnered with the Cameron Bespolka Trust to support meaningful causes via our very first co-brand card.
2022
Growing the platform
Knight Frank, St Martin-in-the-Fields, Royal Trinity Hospice, Rafiki Thabo Foundation, Brooke and Everest in the Alps join our programme.
2023
Building momentum
We strengthen our commitment with more leading organisations: Dogs Trust, Royal Marines Charity, The Brain Tumour Charity, Royal Navy & Royal Marines Charity, Walking With The Wounded, and the Royal Air Force Association.
2024
Launching loyalty
We launch our first major travel loyalty partnership with Hilton, bringing Hilton Honors points into everyday spending.
2025
Scaling the travel ecosystem
The launch of the Marriott Bonvoy® Debit Cards marks our next step into global hospitality loyalty.
2026
Flying further
Partnering with United MileagePlus, airline miles become part of the Currensea story.
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Loyalty debit cards

Currensea makes spending simpler and more rewarding.
Through partnerships with global travel brands, our co-branded travel debit cards turn your everyday spending into loyalty points and airline miles.


All our cards work through debit and seamlessly connect to your existing UK bank account for a simple, familiar way to pay. Every purchase brings you closer to free hotel nights, flight upgrades and future travel.

Download the app to get your card

1
Get the app

Currensea is a mobile app, so you must download the app.

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2
Link to your bank

Connect your Currensea card to your existing bank account.

3
Spend and save on FX fees

We debit your bank account when you spend, and will notify you of savings.