Rated 4.9 out of 5 on Trustpilot

The UK’s best rated
travel debit card

Save on FX fees when spending abroad with Currensea

Download the app
Rated 4.9 out of 5 on Trustpilot

The UK’s best rated
travel debit card

Save on FX fees when spending abroad with Currensea

Download the app

What our customers think

Our connected banks

We work with all the major UK high-street banks
Banks_Currensea_Dskt_oct23_1x

What is Currensea?

Pay safer and faster with Apple Pay

Currensea Wallet
Currensea & Apple Pay

See how much you can save

Save in 180 currencies vs high street banks, prepaid travel cards and travel debit cards

See how much you can save

Save in 180 currencies vs high street banks, prepaid travel cards and travel debit cards

Super convenient

Currensea works with your current bank account to make your holiday money go further
No new bank account
No prepaid card
Use your card globally

Super convenient

Currensea works with your current bank account to make your holiday money go further
  • No new bank account needed

    Forget having to set-up and manage multiple accounts

  • Better than a pre-paid travel card

    Currensea connects to your bank account, removing the hassle of pre-loading another card

  • Use your card globally

    Spend abroad in 180 currencies without the normal bank fees!

Advanced Security

Currensea is the layer over your bank account, giving you increased security when you spend abroad.
  • Securely connects with your bank account
  • Freeze your card if it’s lost or stolen
  • Set card spend limits to protect against misuse from fraud and theft
  • Covered by Mastercard purchase protection
  • Protect your account with 2-factor authentication and location
  • Our dedicated customer service team is on hand to help

Pricing plans

Our plans are simple and transparent. We give you the best live exchange rate so you can spend in confidence, without the hidden fees. 
Currensea Essential Card

Essential Card - Free

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    0.5% FX Rate

    For all transactions & ATM

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    Fee free ATM abroad

    £500pm, 2% FX rate over

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    Spend in 180 currencies

    Get the best live exchange rates

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    Money Transfer 

    Send £100 - £20,000 per transfer

    More

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    Advanced security

    Spend notifications, set spend limits & freeze/unfreeze card

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    Purchase protection

    Mastercard 120-day chargeback protection

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    Spend in all 180 currencies

    Get the best live interbank exchange rates

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    Singapore Airlines KrisFlyer air miles

    Convert savings into air miles

    More

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    Free card delivery

    Mastercard travel debit card

  • Currensea Get my free card button

     

Currensea Premium Most popular

Premium - £25/year

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    0% FX rate

    For all transactions & ATM

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    Fee free ATM abroad

    £500pm, 1% FX rate over

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    Premium Benefits

    Hertz 5* status, Preferred Hotels discounts, and much more...

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    Money Transfer

    Send £100 - £20,000 per transfer

    More

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    Advanced security

    Spend notifications, set spend limits & freeze/unfreeze card

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    Purchase protection 

    120-day Mastercard chargeback protection

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    Spend in all 180 currencies

    Get the best live interbank exchange rates

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    Singapore Airlines KrisFlyer air miles Convert savings into air miles

    More

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    Free card delivery 

    Mastercard travel debit card

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    Premium offers 

    Access our latest offers for Premium travel debit card users

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    Car hire benefits

    Including Hertz Gold Plus Rewards with complimentary Five Star Status and a 20% worldwide discount with Avis

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    Preferred Hotels & Resorts 

    Complimentary night's stay when booking a trip of 4 nights or more

    More

  • Get a Premium Currensea Card

     

Currensea Elite Card

Elite - £120/year

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    0% FX rate

    For all transactions & ATM

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    Fee free ATM abroad

    £750pm, 1% FX rate over

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    Elite Benefits

    Avis & Hertz president's club, concierge, hotel price guarantee, lounge access...

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    Market beating Money Transfer

    Send £100 - £20,000 per transfer

    More

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    Advanced security

    Spend notifications, set spend limits & freeze/unfreeze card

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    Purchase protection 

    120-day Mastercard chargeback protection

  • small-tick

    Spend in all 180 currencies

    Get the best live interbank exchange rates

  • small-tick

    Singapore Airlines KrisFlyer air miles Convert savings into air miles

    More

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    Free card delivery 

    Mastercard travel debit card

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    Elite offers 

    Access our latest offers for Elite travel debit card users

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    Exclusive car hire benefits

    Exclusive membership to Avis President's club and Hertz's President's Circle

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    Preferred Hotels & Resorts 

    Complimentary night's stay when booking a trip of 4 nights or more and other exclusive benefits with 'Elite I Prefer Member Status'

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     World-class concierge by “Ten”

    24/7 travel concierge giving you truly luxurious benefits

    More

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    Worldwide airport lounge access

    LoungeKeyTM warmly welcomes you to access 1100+ airport lounges

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    Luxury hotels and resorts perks

    Explore 3,000+ locations with extravagant benefits incl, complimentary breakfast, room upgrades and much more

    More

  • Get a Elite Currensea Card

No hidden fees

Currensea has no weekend charges, no foreign currency purchase fee, no dormant card fees, and no non-sterling transaction fees.

How does Currensea make its money?

Currensea pricing plans

Our plans are simple and transparent. We give you the best live exchange rate so you can spend in confidence, without the hidden fees.

Essential card
Essential

£0/year

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Competitive 0.5% FX rate
Across card spend & ATM withdrawals
Tick
Fee free ATM withdrawals abroad

2% FX rate over £500pm

More

Tick
Money transfer

Send £100 - £20,000 per transfer

More

Tick
Advanced security
Spend notifications, set spend limits & freeze/unfreeze card
Tick
Purchase protection

Mastercard chargeback protection

Tick
Spend in all 180 currencies
Get the best live interbank exchange rates
Tick
Singapore Airlines KrisFlyer air miles

Convert savings into air miles

More

Tick
Free card delivery
Mastercard travel debit card
Premium card
Most popular
Premium

£25/year

Tick
Market leading 0% FX rate
Across card spend & ATM withdrawals
Tick
Fee free ATM withdrawals abroad

1% FX rate over £500pm

More

Tick
Money transfer

Send £100 - £20,000 per transfer

More

Tick
Advanced security
Spend notifications, set spend limits & freeze/unfreeze card
Tick
Purchase protection

Mastercard chargeback protection

Tick
Spend in all 180 currencies
Get the best live interbank exchange rates
Tick
Singapore Airlines KrisFlyer air miles

Convert savings into air miles

More

Tick
Free card delivery
Mastercard travel debit card
Tick
Premium offers
Access our latest offers for Premium travel debit card users
Tick
Car hire benefits
Including Hertz Gold Plus Rewards with complimentary Five Star Status and a 20% worldwide discount with Avis
Tick
Preferred Hotels & Resorts

Complimentary night's stay when booking a trip of 4 nights or more

More

More about Premium
Elite card
Most popular
Elite

£120/year

Tick
Market leading 0% FX rate
Across card spend & ATM withdrawals
Tick
Fee free ATM withdrawals abroad

1% FX rate over £750pm

More

Tick
Money transfer

Send £100 - £20,000 per transfer

More

Tick
Advanced security
Spend notifications, set spend limits & freeze/unfreeze card
Tick
Purchase protection

Mastercard chargeback protection

Tick
Spend in all 180 currencies
Get the best live interbank exchange rates
Tick
Singapore Airlines KrisFlyer air miles

Convert savings into air miles

More

Tick
Free card delivery
Mastercard travel debit card
Tick
Elite offers
Access our latest offers for Elite travel debit card users
Tick
Exclusive car hire benefits
Exclusive membership to Avis President's club and Hertz's President's Circle
Tick
Preferred Hotels & Resorts

Enjoy 4 nights for the price of 3 and other exclusive benefits with 'Elite I Prefer Member Status'

Tick
World-class concierge by “Ten”

24/7 travel concierge giving you truly luxurious benefits

More

Tick
Worldwide airport lounge access
LoungeKeyTM warmly welcomes you to access 1100+ airport lounges
Tick
Luxury hotels and resorts perks

Explore 3,000+ locations with extravagant benefits incl complimentary breakfast, room upgrades and much more

More

More about Elite

No hidden fees

Currensea has no weekend charges, no foreign currency purchase fee, no dormant card fees, and no non-sterling transaction fees.

So, how does Currensea make its money?

How Currensea works

Currensea Wallet
Link your bank to Currensea-
Pay globally with Currensea 1
Currensea - Enjoy the savings 1-1

How Currensea works

Contactless with Currensea
Link your bank to Currensea-
Pay globally with Currensea 1
Currensea - Enjoy the savings 1-1

As seen in

Currensea The Telegraph 2
Which? Review of currensea
Currensea Mirror review
DailyMail review
MoneyWeek review
Mirror review
The Telegraph 2
The Times review
The Telegraph review
Currensea MoneyWeek review
Currensea The Times review
Currensea Daily Mail review
Currensea The Telegraph review

Giving back

We know our cards contain plastic, and we are working on different solutions to reduce this. In the meantime, we're focussed on reducing our impact and have committed to removing 2.5 times the plastic we produce every year from the world's oceans, by supporting Plastic Bank.

You may also want to offset part of your travel, so we've provided you the option to contribute a % of your savings to removing ocean plastic, and/or planting trees every time you spend.

 
Use our savings to plant trees or clean the ocean

Our awards

Moneynet Currensea Award
Open banking expo Currensea Award
The card & payments Currensea Award
FStech awards 2021
Emerging Payments Awards
Payments awards - Circle
Paytech Awards
IBS intelligence Currensea Award
Currensea - Mastercards start path

¹ We calculate the average cost that high street banks would add to your transactions overseas. This includes: Barclays, HSBC, Lloyds Bank & RBS. We then subtract the cost whilst using Currensea, giving your estimated savings vs high street banks