The UK’s top rated travel debit card

¹High street banks like Barclays, Lloyds, and HSBC add FX markups to overseas transactions, making the Currensea Realtime Rate significantly cheaper. Challenger banks like Monzo, Starling, and Chase rely on card scheme rates, which apply variable FX rates, making the Realtime Rate typically cheaper. Additionally, some cards, like Revolut, charge variable fees on weekends and bank holidays.

²Average annual savings are based on customers who made at least one transaction in their first year. We compared FX fees from using their bank card vs Currensea to create an average. More details on our calculation method can be found here.

³The Currensea Pro Rate provides Pro customers access to the interbank foreign exchange rate across 16 major currencies. There are no fees, spreads, markups, or hidden charges applied, ensuring rates superior to those offered by challenger banks, high street banks, travel debit cards, and bureaux de change. For currencies outside these 16, the Mastercard card scheme rate is applied with no spreads, markups, or hidden charges from Currensea. Additionally, there are no extra costs such as weekend fees, bank holiday fees, or dormancy fees. The only cost is your annual membership fee, payable upon renewal. For live exchange rates, visit our Rates Page. For details on how comparisons are made, please see here.


⁴Total savings for 2024 were calculated by comparing the typical FX fees customers would have paid using high street banks vs their use of Currensea.

⁵We partner with Eden Reforestation Projects and Plastic Bank to offset our carbon footprint. Customers can opt to contribute their bank fee savings. Figures represent total contributions since Currensea's launch.