TRAVEL SPENDDONE DIFFERENTLY

The UK’s first Direct Debit Travel Card.

The layer in front of your current bank account, saving you at least 85% on every transaction, giving you extra security and making your bank work that bit harder for you.

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Our bank partners

We partner with all the major UK high-street banks

What our customers think

Spend abroad - without the charges

Spend abroad - without the charges

Save over £120* compared to your existing bank on a trip to Florida

Spend abroad - without the charges
Access the best FX rates at only 0.5% above the base rate and with no fees or charges, our Essential plan saves you at least 85% on every transaction. Or save even more with our Premium and Elite plans with 0% mark up and 100% saving against the banks*
TOTAL CHARGES, £
TOTAL CHARGES, %
ELITE & PREMIUM PLAN
£0
0%
ESSENTIAL PLAN
£19.23
0.5%
RBS
£124.23
3.2%
BARCLAYS
£124.23
3.2%
HSBC
£132.31
3.4%
LLOYDS
£146.35
3.8%
TSB
£158.23
4.1%
TOTAL CHARGES, £
TOTAL CHARGES, %
ELITE & PREMIUM PLAN
£0
0%
ESSENTIAL PLAN
£19.23
0.5%
CURVE
£76.38
1.6%
CAXTON
£86.54
2.3%
FAIRFX
£88.54
2.3%
TRAVELEX
£169.23
4.4%
CANNYAPP
£171.15
4.5%
POST OFFICE
£176.08
4.6%
£
%
*How we calculated the charges

How much you could save

Currensea saves you money against all the major high street banks, travel and prepaid cards*

Vs High Street Banks
Vs Travel and prepaid cards

Super-Convenient

Currensea partners with your current bank account to make saving money simple
No new bank account needed

No new bank
account needed

Forget having to set-up and manage multiple accounts

No need to Top-up

No need to
Top-up

Remove the hassle and inconvenience of pre-loading another card

No need to Pre-Pay

No need to
Pre-Pay

Your bank account is only debited after you have spent

Advanced Security

Currensea is a layer in front of your current bank account, giving you extra security and making your bank work that bit harder.
The effortless way to make international payments

Authorised by the Financial Conduct Authority

Save over 85% on international charges

Secured with the latest bank security and encryption technology

Off-set your carbon footprint when you travel

All purchases protected by Mastercard Chargeback Protection

Giving back

We know our cards contain plastic, and are working on different solutions to reduce this. In the meantime, we're focussed on reducing our impact and have committed to removing 2.5 times the plastic we produce every year from the world's oceans, by supporting Plastic Bank.

You may also want to offset part of your travel, so we've provided you the option to contribute a % of your savings to removing ocean plastic, and/or planting trees every time you spend. Currensea - Travel spend done differently.

Find out more about our commitment

Giving back

Plant a tree
Plant a tree
Plant a tree
Clean the ocean
Clean the ocean
Clean the ocean

Currensea pricing plans

Our plans are simple and transparent. Spend in confidence, without the hidden fees

Essential
Essential

£0/year

Saves 85% on bank charges

Select Essential
Tick
Competitive 0.5% FX rate

Across card spend & ATM withdrawals
Tick
Fee free ATM withdrawals

2% FX rate over £500pm(i)
Tick
Money Transfer to USD or EUR

Coming soon
Tick
Advanced security

Spend notifications, set spend limits & freeze/unfreeze card
Tick
Purchase protection

Mastercard chargeback protection
Tick
Spend in all 180 currencies

Worldwide acceptance with Mastercard
Tick
Singapore Airlines KrisFlyer miles

Convert saving vs. bank fees into miles(i)
Tick
Free card delivery

Mastercard debit card
Premium
Most popular
Premium

£25/year

Saves 100% on bank charges

Select Premium
Tick
Market leading 0% FX rate

Across card spend & ATM withdrawals
Tick
Fee free ATM withdrawals

1% FX rate over £500pm(i)
Tick
Money Transfer to USD or EUR

Coming soon
Tick
Advanced security

Spend notifications, set spend limits & freeze/unfreeze card
Tick
Purchase protection

Mastercard chargeback protection
Tick
Spend in all 180 currencies

Worldwide acceptance with Mastercard
Tick
Singapore Airlines KrisFlyer miles

Convert savings vs. bank fees into miles(i)
Tick
Free card delivery

Mastercard debit card
Tick
Preferred Hotels and Resorts access

Complimentary night stay when booking 4+ nights(i)
Elite
Elite

£120/year

Saves 100% on bank charges

Select Elite
Tick
Market leading 0% FX rate

Across card spend & ATM withdrawals
Tick
Fee free ATM withdrawals

1% FX rate over £750pm(i)
Tick
Money Transfer to USD or EUR

Coming soon
Tick
Advanced security

Spend notifications, set spend limits & freeze/unfreeze card
Tick
Purchase protection

Mastercard chargeback protection
Tick
Spend in all 180 currencies

Worldwide acceptance with Mastercard
Tick
Singapore Airlines KrisFlyer miles

Convert savings vs. bank fees into miles(i)
Tick
Free card delivery

Mastercard World Elite debit card
Tick
Elite concierge by “Ten”

Mastercard Travel and Lifestyle Services
Tick
LoungeKeyTM

Discounted access to 1100+ lounges
Tick
Avis “President’s Club”

Membership with exclusive benefits including double upgrades
Tick
Luxury Hotels and Resorts

Access over 3,000 locations with exclusive benefits
More about Elite

No hidden fees

No weekend charges, non-sterling transaction fees, foreign currency purchase fees, internet purchase fees or dormant card fees.

So, how does Currensea make its money?

How Currensea works

1
You pay in local Currency
Pay in any of the 180 currencies across the world. Your bank confirms you have the funds available, transactions go through at the real-time rate, without any fees.
2
Notification of spend
Receive an app notification^ and email confirming your spend and telling you how much you have saved and contributed after each transaction.
^Must have the latest Currensea iOS or Android app to receive notifications
3
Giving back donation
Your selected % contribution to plant trees and/or remove plastic bottles is automatically donated to the chosen charities.
4
We collect the funds
We automatically Direct Debit your linked bank account, with all transactions shown in your Currensea App.
^Must have the latest Currensea iOS or Android app to receive notifications
Connect Currensea to your existing account and remove fees and exchange charges on fx payments

Currensea is the layer in front of your current bank account

Saving you money, giving you extra security and making your bank work that bit harder for you.

Get your Direct Debit Travel card in minutes.

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