Currensea pricing plans

Our plans are simple and transparent. Spend in confidence, without the hidden fees

Essential
Essential

£0/year

Saves 85% on bank charges

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Competitive 0.5% FX rate

Across card spend & ATM withdrawals

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Fee free ATM withdrawals

2% FX rate over £500pm(i)

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Money Transfer to USD or EUR

 Beta  

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Advanced security

Spend notifications, set spend limits & freeze/unfreeze card

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Purchase protection

Mastercard chargeback protection

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Spend in all 180 currencies

Worldwide acceptance with Mastercard

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Singapore Airlines KrisFlyer miles

Convert saving vs. bank fees into miles(i)

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Free card delivery

Mastercard debit card

Premium
Most popular
Premium

£25/year

Saves 100% on bank charges

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Market leading 0% FX rate

Across card spend & ATM withdrawals

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Fee free ATM withdrawals

1% FX rate over £500pm(i)

Tick
Money Transfer to USD or EUR

 Beta  

Tick
Advanced security

Spend notifications, set spend limits & freeze/unfreeze card

Tick
Purchase protection

Mastercard chargeback protection

Tick
Spend in all 180 currencies

Worldwide acceptance with Mastercard

Tick
Singapore Airlines KrisFlyer miles

Convert savings vs. bank fees into miles(i)

Tick
Free card delivery

Mastercard debit card

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Preferred Hotels and Resorts access

Complimentary night stay when booking 4+ nights(i)

Elite
Elite

£120/year

Saves 100% on bank charges

Tick
Market leading 0% FX rate

Across card spend & ATM withdrawals

Tick
Fee free ATM withdrawals

1% FX rate over £750pm(i)

Tick
Money Transfer to USD or EUR

 Beta  

Tick
Advanced security

Spend notifications, set spend limits & freeze/unfreeze card

Tick
Purchase protection

Mastercard chargeback protection

Tick
Spend in all 180 currencies

Worldwide acceptance with Mastercard

Tick
Singapore Airlines KrisFlyer miles

Convert savings vs. bank fees into miles(i)

Tick
Free card delivery

Mastercard World Elite debit card

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Elite concierge by “Ten”

Mastercard Travel and Lifestyle Services

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LoungeKeyTM

Discounted access to 1100+ lounges

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Avis “President’s Club”

Membership with exclusive benefits including double upgrades

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Luxury Hotels and Resorts

Access over 3,000 locations with exclusive benefits

More about Elite

No hidden fees

No weekend charges, non-sterling transaction fees, foreign currency purchase fees, internet purchase fees or dormant card fees.

So, how does Currensea make its money?

Questions about pricing

Is the Currensea card accepted everywhere?

Currensea is a Mastercard debit card, which is accepted in millions of locations worldwide. You can use it abroad just like your existing debit card - to pay in hotels, shops, restaurants, and other places that accept Mastercard. We support payments in all international currencies.

How do I pay for the Premium plan?

The Premium plan costs £25 a year, which is collected via your Currensea Direct Debit.

Does Currensea charge for ATM withdrawals?

There are no ATM withdrawal fees, however for all withdrawals over £500 per month we apply a total markup of 2% on the exchange rate for the Essential Plan, and 1% for the Premium Plan and Business/Freelance customers. For customers on the Elite Plan, only withdrawals over £750 per month have a 1% exchange rate mark up.

Please note, some ATM providers may charge their own transaction fees. To save as much as possible, we always recommend using the Currensea card rather than cash when spending in restaurants, shops and hotels. Currensea can be used wherever Mastercard is accepted.

 

 

 

What our customers think