ABOUT CURRENSEA

Our mission

To make currency payments accessible, simple, and reduce the fees and charges from the high-street banks for everyone, through the use of our unique technology.

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Travel to the sea with your Currensea card and save on charges and exchange rates

Our story

The inspiration behind Currensea came in 2017 when two ex-investment bankers sat down after coming back from family summer holidays, both having been burned by charges on their international payments. James, with a long background in forex and building electronic trading platforms, and Craig, a former CTO of Investment Banking at JPMorgan and the chief engineer of Open Banking across the UK’s largest retail bank, felt there had to be a better way. What if they could develop a multi currency card that connected straight to an existing bank account but eliminated the banks' charges whilst bypassing the need to open up and manage challenger bank accounts or prepaid travel cards?


And so the concept of Currensea was born…

Currensea’s Direct Debit Travel Card has now been used in over 120 countries and has attracted some big names to its investor / advisory board including the former UK CEO of Amazon, the former CIO of Worldpay, and the co-founders of Booking.com.

Currensea is the world’s first Card-Based Payment Instrument Issuer (CBPII) offering - a watershed PSD2 regulation launched in Sept 2019. Working closely with MasterCard, the FCA and Open Banking, the team was the first in the world to develop the technology to allow banks to be connected to the Card networks using Open Banking, thereby unlocking the full potential of Currensea.

Our environmental commitment

Working together to do more

Our commitment to you

To us sustainability is part of running a responsible business and we are working to ensure that we operate in an ethical, transparent and responsible way. Whether that be by making small changes in the office, our supply chain, or by working with charitable organisations - you know that you’re working with a company that cares.

We’ll be carbon neutral by Q4 2021

We’ll be carbon neutral by Q4 2021

We’ve partnered with treepoints, who work with charities and organisations globally, to offset our carbon footprint by planting trees, supporting local communities in reducing their reliance on fossil fuels, and creating more renewable energy sources.

Increasing our cards lifespan

Increasing our cards lifespan

By extending the lifespan of our cards from 3 to 5 years we are reducing our plastic waste and our carbon requirements in producing and delivering our cards, resulting in an overall reduction of our footprint.

Removing more than we produce

Removing more than we produce

We know our cards contain plastic, and are working on different solutions to reduce this. In the meantime, we're focussed on reducing the impact of our cards, and have committed to removing 2.5 times the plastic we produce every year. We do this by supporting Plastic Bank who recover and recycle ocean bound plastic.