Spend in every currency - without the charges

The layer in front of your current bank account, saving you 100% on FX fees every time you transact, making your bank work that bit harder for you.
Zero Fees

Globally accepted in all 180 currencies, just look for the Mastercard logo

Best Rates

Remove unnecessary and expensive FX markups on your online software payments

Your Bank, Our Card

Virtual or physical card available for your individual business needs

Currensea live exchange rate calculator

How much will I save?

Join the thousands already saving with Currensea

  • All major currencies at interbank exchange rates
  • Remove unnecessary bank charges
  • Avoid paying more for SaaS payments
  • No accounting software integration required


Currensea partners with your existing bank account to make saving money simple
No new bank

No new bank
account needed

No need to

Merchant details still labelled in your bank transactions


Transactions automatically appear in accounting software without integration

How Currensea works

Pay in the local currency
Spend in any of the 180 global currencies from your office or abroad. Your bank confirms you have the funds available, transactions go through at the real-time rate, without any fees
Notification of spend
Receive an app notification and email confirming your spend and telling you how much you have saved
We collect the funds
We automatically Direct Debit your linked bank account post your transaction (No funds are taken in advance)
Full banking transparency
All transactional details are available in your Currensea dashboard and listed in your existing bank account under "CSEA -merchant name"


Risk-free spending


  • FCA authorised and regulated
  • Mastercard principal member
  • Open Banking regulated provider
  • Covered with Mastercard chargeback protection
Currensea is FCA authorised
Authorised by the FCA
Currensea is a Mastercard Principle Member

Your Bank, Our Card

Business owners and Freelancers love Currensea business travel money card
SaaS user

I didn't realise I had a choice not to pay the high FX charges when paying in a different currency for our online subscriptions and services, but since using this card I've not had to worry. Can’t wait to find out where else I can save

Business traveller

I can’t believe how handy this card is. I’ve saved on all my spend when away. It was so simple to set up. I’ve not had to worry about opening another business account, or how to reconcile two different accounts, which means less admin and more time for what matters

Coffee importer

When accounting for the cost of importing, small businesses can’t afford to pre buy currency to save on FX charges. Trying to forecast this was a nightmare, that’s why this card is essential. It removes all the charges, so the price I pay, is the price the supplier quoted

Our app keeps you in charge


  • Track spend and savings
  • Set spend limits, freeze and unfreeze your card or view your pin
  • Virtual card available for online only payments, including SaaS

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The Currensea app keeps you in charge
Currensea lets you freeze your card
Great live interbank exchange rates and no charges when you travel

As seen in

Head for Points Currensea review
The Gadget Show Currensea review
Money Saving Expert Currensea review

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City A.M. Currensea review
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