Essential cardholders save an average of £43 a year in FX fees.4
Pro cardholders save an average of £118 a year in FX fees.3
Elite cardholders save an average of £195 a year in FX fees.3
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Excellent
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Reviews

Currensea links straight to your existing bank, so you can spend abroad without ever preloading or transferring funds.
By removing exchange markups on foreign currencies, you can save up to 85% on FX fees compared with typical high-street banks charges.2
Download the app and securely connect your Currensea card to your existing bank account.
We’ll send you instant notifications and emails with the cost of your transaction in GBP and local currency.
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Excellent
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Reviews
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Securely connect your Currensea card to your existing
UK bank account. It only takes 2 minutes.
Pay anywhere in the world with great exchange rates and no hidden bank fees. View our rates here.
Spend in 180 currencies and see how much you save
compared to your bank, all within the app.

Securely connect your Currensea card to your existing UK bank account. It only takes 2 minutes.
Pay anywhere in the world with great exchange rates and no hidden bank fees.
View our rates here.
Spend in 180 currencies and see how much you save compared to your bank, all within the app.
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Set card spend limits to help protect your bank account from fraud and theft
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Includes Mastercard chargeback rights
if a purchase goes wrong
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Easily freeze your card in the app
if it’s lost or stolen, to prevent fraud
1To be eligible for £10 offer you must meet the criteria outlined in our terms and conditions on https://www.currensea.com/recommend-a-friend-terms-and-conditions
2High street banks like Barclays, Lloyds, and HSBC add FX markups to overseas transactions, making the Currensea Realtime Rate significantly cheaper. See how we calculated our comparisons with other prodivders here.
3To view our FX rates, click here.
4From December 2024 to November 2025, Essential customers saved an average of £43.20, Pro customers saved £118.28, and Elite customers saved £195.34 on FX fees compared with the rates charged by
leading high-street banks.
5Pro savings are calculated in December 2025 using example bookings for a trip to Barcelona from 10–16 August 2026, including: Hertz car hire (Volvo XC40 with standard insurance and an additional driver) at £538 normal cost with a 10% discount and free additional driver (equivalent saving £177), three free eSIMs (£20 value), a Hotelux stay with fixed £260 value, and a Preferred Hotels stay at the H10 Metropolitan (10–13 August 2026, superior double room with terrace, 4 nights for the cost of 3), saving £190. Additional savings include 12% off Heathrow Express business first class open return for two (£11) and 15% off easyJet Plus membership (£37). Total representative savings: approximately £695.
6Elite savings are calculated using the same trip to Barcelona (10–16 August 2026) and include higher-tier Elite discounts: 15% off Hertz car hire plus a free additional driver (£200 value), five free eSIMs (£35 value), a Hotelux fixed-value benefit (£260), and the same Preferred Hotels offer at the H10 Metropolitan (10–13 August 2026) saving £190. Additional benefits include 12% off Heathrow Express for two (£11), 15% off easyJet Plus (£37), £100 luxury hotel credit, and a TEN Concierge annual membership worth £1,560. Combined representative value: approximately £2,393.
Connect your Currensea card to your existing bank account.
We debit your bank account when you spend, and will notify you of savings.