Coming to Elite in 2025

The Pro Rate

You’ll soon get the Currensea Pro Rate - simply the best FX rate available. Interbank with no FX fees, no spreads, and no markups¹. Plus you’ll enjoy even more benefits than ever before with Elite.

 

  • Combined Shape

    5x 1GB global eSIMS

  • Combined Shape

    Ten luxury lifestyle concierge

  • Combined Shape

    HoteLux Elite membership

  • Combined Shape

    Presidents' membership with Hertz & Avis

  • Combined Shape

    Hotel upgrades & benefits

  • Combined Shape

    4% cashback with Booking.com

Currensea Elite card
  • Combined Shape

    5x 1GB global eSIMS

  • Combined Shape

    Ten luxury lifestyle concierge

  • Combined Shape

    HoteLux Elite membership

  • Combined Shape

    Presidents' membership with Hertz & Avis

  • Combined Shape

    Hotel upgrades & benefits

  • Combined Shape

    4% cashback with Booking.com

Coming to Elite in 2025

The Pro Rate

You’ll soon get the Currensea Pro Rate - simply the best FX rate available. Interbank with no FX fees, no spreads, and no markups¹. Plus you’ll enjoy even more benefits than ever before with Elite.

 

  • Combined Shape

    5x 1GB global eSIMS

  • Combined Shape

    Ten luxury lifestyle concierge

  • Combined Shape

    HoteLux Elite membership

  • Combined Shape

    Presidents' membership with Hertz & Avis

  • Combined Shape

    Hotel upgrades & benefits

  • Combined Shape

    4% cashback with Booking.com

  • Combined Shape

    5x 1GB global eSIMS

  • Combined Shape

    Ten luxury lifestyle concierge

  • Combined Shape

    HoteLux Elite membership

  • Combined Shape

    Presidents' membership with Hertz & Avis

  • Combined Shape

    Hotel upgrades & benefits

  • Combined Shape

    4% cashback with Booking.com

The best FX rate available, hands down.


Say hello to the Currensea Pro Rate. This is the interbank rate with no FX fees, no spreads and no markups - the same rate used by professional traders. The Pro Rate beats “fee free” cards like Monzo, Starling, Chase, as well as Revolut, other travel debit cards, and high street banks, making it the best FX rate available¹.

Elite perks

Our new look Currensea Elite plan is packed full of added value, so you can get even more out of your Currensea membership whilst travelling abroad.

The Currensea Pro rate
NEW

The Currensea Pro Rate - FX without fees, spreads or markups

eSIMS
NEW

5 complimentary global eSims for mobile data abroad

HoteLux
NEW

Complimentary HoteLux Elite membership worth £260

Ten Luxury Lifestyle Management
LUXURY LIFESTYLE

Ten luxury lifestyle concierge - priority access to restaurants, events and more

Luxury Hotels and Resorts
LUXURY HOTELS & RESORTS

Complimentary daily breakfasts & up to $100 hotel amenities credit

Car Hire
CAR HIRE

Instant President's status for upgrades and discounts

LoungeKey
AIRPORT LOUNGES

LoungeKey - global lounge access for £24pp per visit

booking.com
TRAVEL DISCOUNTS

Offers at Booking.com, Heathrow Express and EasyJet Plus

NEW

The Currensea Pro Rate - FX without fees, spreads or markups

The Currensea Pro rate
DETAILS
Currensea
Welcome to the Currensea Pro Rate - the best available rate on the market. 

This is the interbank rate with no fees, no spreads and no markups - the same rate used by banks to trade between themselves.

The Currensea Pro Rate beats "fee free" cards like Monzo, Starling, Chase, Halifax Clarity, as well as Revolut, other travel debit cards, high street bank accounts and premium subscription bank accounts.
NEW

5 complimentary global eSims for mobile data abroad

eSIMS
DETAILS
Currensea
We’ve partnered up eSIM providers FlexiRoam to make sure our Currensea Elite cardholders can stay connected abroad with seamless browsing, calling and messaging, without needing to buy a physical sim card.

You’ll get 5 complimentary 1GB eSIMs annually, worth up to £30 which you’ll be able to redeem via the Currensea app.
NEW

Complimentary HoteLux Elite membership worth £260

HoteLux
DETAILS
HoteLux

As a Currensea Elite cardholder, you’ll get complimentary access to HoteLux Elite (worth up to £260), the exclusive private travel service that transforms any journey into a luxury experience.

Get priority access to stay at luxury hotel brands such as Marriott, Hyatt, Rosewood, Shangri-La, Four Seasons, and Japan’s traditional Ryokan inns.

You can enjoy:

  • Complimentary breakfast
  • Up to $200 in hotel dining or spa credits
  • Complimentary room upgrades
  • Early check-in, and late check-out.

Benefits are subject to availability. Terms and conditions apply.

LUXURY LIFESTYLE

Ten luxury lifestyle concierge - priority access to restaurants, events and more

Ten Luxury Lifestyle Management
DETAILS
Currensea app
With Currensea Elite, you gain access to Ten, the world’s leading lifestyle concierge service.

For over 25 years, Ten has been enhancing the lives of its members by providing unmatched access, personalised support, and exclusive privileges across travel, dining, entertainment, and more.
  • Get a table at the most exclusive restaurants.
  • No more waiting in line. Let Ten organise the tickets you need.
  • Priority access to the best hotels around the world.
LUXURY HOTELS & RESORTS

Complimentary daily breakfasts & up to $100 hotel amenities credit

Luxury Hotels and Resorts
DETAILS
Luxury Hotels & Resorts

With a selection of over 3,800 luxury hotels and resorts worldwide, including Jumeirah, Park Hyatt and Shangri-La. Currensea Elite opens doors to unmatched benefits and unforgettable experiences:

  • Complimentary daily breakfast for two
  • Exclusive hotel amenity credits worth up to $100 (USD)
  • Personalized welcome amenities at select properties.
  • Complimentary room upgrades
  • Early check-in, and late check-out
  • Mastercard Lowest Hotel Rate Guarantee

Subject to availability. Terms and conditions apply.


 

CAR HIRE

Instant President's status for upgrades and discounts

Car Hire
DETAILS
Avis

Receive complimentary President’s Club membership—typically reserved for customers who spend over €2,000 annually—and enjoy exclusive benefits:

  • A discount of up to 35% on all future bookings
  • Priority service and priority reservations
  • Guaranteed single upgrade at airports and rail station, single upgrades and double upgrades at weekends (subject to availability)
  • Free additional driver and guaranteed car when reserved within 48 hours of pick-up
  • Other President’s Club benefits

 

Hertz

Complimentary Hertz President’s Circle status, including:

  • 10% off plus FREE additional driver
  • Skip the line with faster checkout
  • Redeem points for free rental days or upgrade
  • Guaranteed Upgrade
AIRPORT LOUNGES

LoungeKey - global lounge access for £24pp per visit

LoungeKey
DETAILS
LoungeKey

Start and end your holiday in style with discounted access to over 1100+ lounges in 400+ airports worldwide. Enjoy £24 per person entry for you and all your travel companions with your Currensea Elite travel debit card.

TRAVEL DISCOUNTS

Offers at Booking.com, Heathrow Express and EasyJet Plus

booking.com
DETAILS
Booking.com
Booking via your unique Currensea Elite link in the app, you can receive up to 4% wallet credit when booking eligible accommodation via Booking.com.

Elite cardholders can also enjoy 12% off tickets with Heathrow Express and 15% off EasyJet Plus and 10% off at Rentalcars.com

Pro Rate ATM Withdrawals


As a Currensea  Elite cardholder, you’ll be entitled to £750 worth of ATM withdrawals abroad on the Pro Rate per calendar month, with a 1% rate applying over spend over £750 in a calendar month.

¹The Currensea Pro Rate gives Pro customers access to the interbank foreign exchange rate across 16 major currencies, with no fees, no spreads, no markups, and no hidden charges applied, giving Pro customers rates superior to alternatives such as challenger banks, high street banks, travel debit cards, and bureaux de change. For currencies outside these 16, the Mastercard card scheme rate is applied with no fees, no spreads, no markups, and no hidden charges added by Currensea. There are no extra costs like weekend fees, bank holiday fees, or dormancy fees - only your annual membership fee, payable upon renewal. For live exchange rates, visit our rates page.

Download the app to get your card

1
Get the app

Currensea is a mobile app, so you must download the app.

QR
Download the app
2
Link to your bank

Connect your Currensea card to your existing bank account.

3
Spend and save on FX fees

We debit your bank account when you spend, and will notify you of savings.