How does Currensea work?

Find out how a Currensea travel debit card works and how it can save you hundreds on your spending abroad

Hassle free travel

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Link your bank account in seconds

No top-ups, no extra accounts, no hassle. Currensea connects securely to your existing UK bank account and removes hidden fees, so you can start saving every time you spend abroad.

Spend abroad like you would at home

Use your card, Apple Pay or Google Pay to spend in 180 currencies - anywhere Mastercard is accepted. We convert every transaction with our Realtime Rate and send you instant notifications so you can track your spending and savings.

All your transactions, automatically handled

Payments are settled by Direct Debit from your linked bank account. You can track everything in the Currensea app, and see your transactions clearly reflected on your bank statement.

Works with all major UK banks

Bank Name=Coutts, Size=Icon + Name 80px first-direct Halifax-Logo 1-1 Lloyds-1 HSBC-Symbol 2 Nationwide-1 Bank Name=Natwest, Size=Icon + Name 80px 2560px-RBS_logo 1 santander TSB Bank Name=Virgin Barclays-1 Monzo_(bank)-Logo 1-2Bank Name=Coutts, Size=Icon + Name 80px first-direct Halifax-Logo 1-1 Lloyds-1 HSBC-Symbol 2 Nationwide-1 Bank Name=Natwest, Size=Icon + Name 80px 2560px-RBS_logo 1 santander TSB Bank Name=Virgin Barclays-1 Monzo_(bank)-Logo 1-2

The Realtime Rate

We’re committed to giving you great exchange rates every time you spend abroad.

Our Realtime Rate follows the live interbank rate on major currencies, with no markup on paid plans.1

Spend abroad, the smart way

1

Download the app

Link your Currensea card to your existing UK bank account.
It only takes 2 minutes.

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Activate your card

Your card typically arrives within 5 working days, ready to add to your physical and mobile wallet.

3

Spend like a local

Save on FX in all 180 currencies and enjoy hassle-free spending worldwide - by card, Apple Pay, or Google Pay.

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1

Download the app

Link your Currensea card to your existing UK bank account. It only takes 2 minutes.

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2

Activate your card

Your card typically arrives within 5 working days, ready to add to your physical and mobile wallet.

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3

Spend like a local

Save on FX in all 180 currencies and enjoy hassle-free spending worldwide - by card, Apple Pay, or Google Pay.

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Sign up to get started

 

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Currensea card

1Currensea’s Realtime Rate tracks the interbank exchange rate for 16 major currencies, with a 0.5% markup on the Essential plan and 0% on Pro and Elite plans. For all other currencies, the Mastercard exchange rate applies, plus a 0.5% markup. Click here to learn more about Realtime Rate, or view our exchange rates here.

Download the app to get your card

1
Get the app

Currensea is a mobile app, so you must download the app.

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2
Link to your bank

Connect your Currensea card to your existing bank account.

3
Spend and save on FX fees

We debit your bank account when you spend, and will notify you of savings.