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About Currensea

How it started

James and Craig were fed up with paying unnecessary bank fees every time they travelled.
The alternatives weren’t much better: prepaid cards, extra accounts, constant top-ups and too much friction.
There had to be a simpler way to spend abroad. So they built it.

How it started

James and Craig were fed up with paying unnecessary bank fees every time they travelled.
The alternatives weren’t much better: prepaid cards, extra accounts, constant top-ups and too much friction.

There had to be a simpler way to spend abroad.
So they built it.

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Currensea

Currensea launched in 2020 as the UK’s first direct debit travel card. It connects securely to your current account and lets you spend abroad in local currency without the sneaky high-street banks’ FX fees.
There’s no new bank account to open, and no prepaid balance to manage. Just travel money, made easy. 

2020
A new way to travel
Currensea launches as the UK’s first direct debit travel card, following approval from the FCA.
2022
Growing the platform
Partnerships with charities and companies enable bespoke debit card programmes across the UK.
2024
Launching loyalty
Travel loyalty partnership began with Hilton Honors, expanding to Marriott Bonvoy (2025) and United MileagePlus (2026).
2026
Expanding across Europe
Following authorisation from De Nederlandsche Bank (DNB), Currensea is taking its first steps towards building a broader European offering, launching in the Netherlands and Germany.

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Currensea Europe B.V.  is a company registered in the Netherlands with KvK number 93371276 and whose registered office is at Vijzelstraat 68, 1017HL Amsterdam, The Netherlands. Currensea Europe B.V. is authorised as a Payment Institution under the Dutch Financial Supervision Act (Wft, Reference R201447). We are supervised by De Netherlandsche Bank (DNB) and the Autoriteit Financiële Markten (AFM).  We are registered with Klachteninstituut Financiële Dienstverlening (Registration No. 300.019501). 

Download the app to get your card

1
Get the app

Currensea is a mobile app, so you must download the app.

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Download the app
2
Link to your bank

Connect your Currensea card to your existing bank account.

3
Spend and save on FX fees

We debit your bank account when you spend, and will notify you of savings.